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Posts Tagged ‘SSDI vs SSA’

Which pays more? SSDI or SSI?


I was recently asked which pays more in benefits? Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI)?
If you are wondering about the difference between SSDI and SSI, read this post.
As for which pays more, the answer is “it depends.”  
SSI benefits are based on the annual Federal Benefit Rate (FBR) which sets the maximum SSI benefits [...]

The advantages of getting both Social Security Disability Insurance and SSI benefits


I recently wrote about receiving both Social Security Disability Insurance (SSDI or DIB) and Supplemental Security Income (SSI) benefits.  Let’s look at the advantages of being on both benefits programs.

What is the difference between Disability Insurance Benefits (DIB) and Supplemental Security Income (SSI)?


We previously discussed Social Security’s Disability Insurance Benefit (DIB) and Supplemental Security Income (SSI) programs.
The big difference between DIB and SSI is type of income which affects eligibility. 
Under the “Disability Insurance” Program, Social Security considers whether you are working and earning money (engaging in a Substantial Gainful Activity – SGA). If you earn too much money as [...]

How far back does Social Security pay benefits?


If you are disabled, how far back will Social Security pay benefits? Back to when the disabiilty began?
It depends on whether you are applying for Social Security Disability Insurance (SSDI or DIB), or Supplemental Security Income (SSI).
Social Security Supplemental Security Income (SSI) pays benefits back to the “Protected Filing Date (PFD),” the date you contacted [...]

Supplemental Security Income (SSI) or Disability Insurance Benefits (DIB)?


Social Security has two different benefit programs for individuals who are disabled.

Disability Insurance Benefits (DIB, also known as SSDI, or Title 2 benefits); and
Supplemental Security Income (SSI or Title 16 benefits).

Because of its name, it is a common misconception that must apply for “Disability Insurance” if you are disabled. Actually, both programs provide disability benefits.  
What is [...]