I previously wrote about how to replace a lost or stolen Social Security card. However, I am often asked who to report a lost or stolen Social Security card to.

Fortunately Social Security has a page on this very topic:

You can replace your Social Security card for free if it is lost or stolen. However, you may not need to get a replacement card. Knowing your Social Security number is what is important. Social Security does not take reports of lost or stolen Social Security cards or numbers. If you have lost your card, you may apply for a replacement but Social Security takes no action just because it has been lost or stolen.

However, a person using your card or number can get other personal information about you and apply for credit in your name. So if you suspect someone is using your number, you should take these steps to protect yourself and your financial health:

• Educate yourself about identity theft;
• File a complaint with the Federal Trade Commission(1-877-ID-THEFT or 1-877-438-4338);
• File an online complaint with the Internet Crime Complaint Center at http://www.ic3.gov;
• Check your Social Security records (call toll-free 1-800-772-1213; TTY 1-800-325-0778) to ensure your income is calculated correctly; and
• Monitor your credit reports.

For more information, see:

• Identity Theft And Your Social Security Number (Publication No. 05-10064); and
• The Federal Trade Commission’s identity theft web page.

Keep your Social Security card in a safe place with your other important papers. Do not carry it with you.

You are limited to three replacement cards in a year and 10 during your lifetime. Legal name changes and other exceptions do not count toward these limits. For example, changes in noncitizen status that require card updates may not count toward these limits. Also, you may not be affected by these limits if you can prove you need the card to prevent a significant hardship.

The FTC website provides additional information if you are the victim of identity theft, including how to file an identity theft police report, how to put a fraud alert on your credit report, and how to set up a credit freeze reducing the chances that someone can take out a line of credit based on your identity.

Losing your Social Security card is a common problem: maybe your purse or wallet was lost or stolen. Maybe you moved. Or, you suddenly find that your Social Security card is no longer in the safe spot you put it.

You need to get a replacement Social Security card!  But, how do you do it?

Can you just go down to your local Social Security office?  What do you need to bring?  You do not want to waste time or make more than one trip.

Social Security has a page telling you exactly how to get a replacement Social Security card.

1. You will need to complete an Application for A Social Security Card (Form SS-5).
2. Show documentation showing your US Citizenship (Social Security may already have this information).
3. Show documentation showing your identity.

How do I prove my citizenship?

Social Security may already have your citizenship on file, but in case you need to prove citizenship, Social Security will accept the following:

• U.S. birth certificate.
• U.S. consular report of birth.
• U.S. passport.
• Certificate of Naturalization.
• Certificate of Citizenship.

Note: original documents are required.  

How do I prove my identity?

Social Security will accept any of the following documents to prove your identity:

• A US driver’s license.
• A state issued ID card.
• A US passport.

If you do not have either of these or your cannot get a replacement for one of these in 10 days, Social Security will ask to see the following:

• An employee ID card.
• School ID card.
• A health insurance card (not a Medicare card).
• A US military ID.

For young children, Social Security may accept medical records, final adoption decree, school ID card, or school records.

Again, all documents must be originals.  Social Security will not accept photocopies.

Watch out for these pitfalls!

• While Social Security accepts a birth certificate as proof of citizenship, a birth certificate is not identification.  So, while you may need your birth certificate to prove citizenship, you need another document to prove identity. 
• The ID must be current. Social Security will not except an expired ID.
• The ID must show your name.
• The ID must show identifying information such as date of birth, or age.
• Social Security prefers if the ID has a recent photograph of you. 

How many times can I replace a Social Security Card?

According to Social Security:

You are limited to three replacement cards in a year and 10 during your lifetime. Legal name changes and other exceptions do not count toward these limits. For example, changes in noncitizen status that require card updates may not count toward these limits. Also, you may not be affected by these limits if you can prove you need the card to prevent a significant hardship.

What if I need a corrected or original Social Security card? What if I am not a US Citizen? What if I am applying for a child?

So far, we have discussed getting a replacement card if you are an US Citizen.

There are different document requirements if any of the following apply:

• There is an error on your Social Security card and you need a corrected card. 
• You have never had a Social Security card and need an original card.
• You are not a US Citizen.
• You are applying for a child.

Since several of these may apply, (e.g. you may be applying for a corrected card for a child), Social Security has a web tool to help you figure out what documents you will need.

1. You first select they type of card you need: original, replacement, or corrected.
2. Then you select whether it is for an adult or child.
3. Last you select whether the individual is a US Citizen or not and press the “Submit” button.

Social Security then tells you exactly what documents you will need.

Quick Tips

1. If the lines are too long, and you do not have time to wait at the Social Security office, ask the security guard for the best time to come back, or if there is another Social Security office in your area that is less busy.  The security guards are in-the-know about the best times to go to your local Social Security office to get in and out as quickly as possible. 
2. Once you receive your replacement Social Security card, do not carry it with you.  It is just asking for trouble.  That is advice directly from the Social Security Administration.

Do you have any tips to share about getting a replacement Social Security card?  Tell me in the comments!