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Posts Tagged ‘PERA’

Supplemental Security Income (SSI) or Disability Insurance Benefits (DIB)?

Sep 29th, 2008
by Tomasz Stasiuk.
Comments

Social Security has two different benefit programs for individuals who are disabled.

Disability Insurance Benefits (DIB, also known as SSDI, or Title 2 benefits); and
Supplemental Security Income (SSI or Title 16 benefits).

Because of its name, it is a common misconception that must apply for “Disability Insurance” if you are disabled. Actually, both programs provide disability benefits.  
What is [...]

I was denied because I was not disabled before my date last insured. What is the “date last insured?”

Aug 11th, 2008
by Tomasz Stasiuk.
Comments

Social Security a bit like car insurance:  you pay your premiums to obtain insurance covered.  
When it comes to Social Security, your premiums are your payroll taxes and the coverage is disability insurance.  
In order to qualify for Social Security Disability Insurance, you have to have paid enough into the Social Security system through payroll taxes. [...]