What is an Social Security Informal Denial?

I am often asked:
I got an informal denial. What is that?
An informal denial typically means that Social Security is denying you because you may not be eligible for disability benefits. This is different from being denied because you are not disabled.

You may be disabled, but if you are not eligible for any type of Social Security benefits, you may be denied through an informal denial.

For example:  you, your spouse, or your household makes too much money or has too many assets.  This results is a financial denial. This sometimes happens in Supplemental Security Income (SSI) cases where, in addition to being disabled (unable to engage in a Substantial Gainful Activity, e.g. full time …

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