Tag Archives | Disability Insurance Benefits (DIB)

What exactly are Social Security disability benefits?

If you are like most people, you probably have never had to think about what you would do if you became disabled. What would you do if you suddenly could not work? How would you pay your rent or mortgage? … Continue reading

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Can you garnish Social Security disability benefits for child support

A quickie article answering a common question: can you garnish Social Security disability benefits for child support? Title 2 Disability Insurance (aka SSDI or DIB) benefits can be garnished for child support. However, Title 16 Supplemental Security Income (aka SSI) benefits cannot … Continue reading

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Which pays more? SSDI or SSI?

I was recently asked which pays more in benefits? Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI)? If you are wondering about the difference between SSDI and SSI, read this post. As for which pays more, the answer … Continue reading

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Getting Social Security Disability and SSI benefits at same time

I recently wrote about receiving both Social Security Disability Insurance (SSDI or DIB) and Supplemental Security Income (SSI) benefits. Let’s look at the advantages of being on both benefits programs.

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Can you get both Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI)?

I recently wrote about the difference between Social Security disability insurance (SSDI) and Supplemental Security Income (SSI). But, can you get both: SSI and SSDI? Depending on your circumstances, yes. The maximum you can receive on SSI is based on the annual Federal … Continue reading

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Difference between Social Security Disability Benefits vs SSI

We previously discussed Social Security’s Disability Insurance Benefit (DIB) and Supplemental Security Income (SSI) programs. The big difference between Social Security Disability vs SSI is how income affects eligibility. Under the “Disability Insurance” Program, Social Security considers whether you are working and earning … Continue reading

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Are you limited to only 12 months of back Social Security benefits?

We have talked a lot about how far back can you get Social Security benefits.  I want to make sure there is no confusion: Social Security does NOT limit you to only 12 months of back benefits. There is a … Continue reading

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How far back does Social Security pay disability benefits?

If you are disabled, how far back will Social Security pay benefits? Back to when the disability began? It depends on whether you are applying for Social Security Disability Insurance (SSDI or DIB), or Supplemental Security Income (SSI). Social Security Supplemental Security … Continue reading

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Social Security 5 Month Waiting Period Explained

If you apply for Social Security Disability Insurance benefits (SSDI or DIB), you may be surprised that Social Security keeps the first 5 months of back benefits. This is referred to as the “5 month waiting period.” If you awarded … Continue reading

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Social Security Disability vs SSI Supplemental Security Income

Social Security has two different benefit programs for individuals who are disabled. Disability Insurance Benefits (DIB, also known as SSDI, or Title 2 benefits); and Supplemental Security Income (SSI or Title 16 benefits). Because of its name, it is a common … Continue reading

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Social Security disability decision

Social Security disability benefits and the Date Last Insured

Social Security disability insurance benefits are a bit like car insurance:  you pay your premiums to obtain insurance covered. When it comes to Social Security disability, your premiums are your payroll taxes and the coverage is the disability insurance. In order … Continue reading

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Quick facts: how much does Social Security spend on disability?

According to Social Security, 6.9 million disabled workers received disability benefits from Social Security in 2007. Another 1.8 million individuals received benefits as dependents of disabled workers. This is compared to 31 million receiving retirement benefits. The average monthly disability … Continue reading

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