Posts Tagged ‘Disability Insurance Benefits (DIB)’

A quickie article answering a common question: can you garnish Social Security disability benefits for child support?
Title 2 Disability Insurance (aka SSDI or DIB) benefits can be garnished for child support.
However, Title 16 Supplemental Security Income (aka SSI) benefits cannot be garnished. 
This is general information only and not legal advice. Contact a lawyer for advice on your [...]

I was recently asked which pays more in benefits? Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI)?
If you are wondering about the difference between SSDI and SSI, read this post.
As for which pays more, the answer is “it depends.”  
SSI benefits are based on the annual Federal Benefit Rate (FBR) which sets the maximum SSI benefits [...]

I recently wrote about receiving both Social Security Disability Insurance (SSDI or DIB) and Supplemental Security Income (SSI) benefits.  Let’s look at the advantages of being on both benefits programs.

I recently wrote about the difference between Social Security disability insurance (SSDI) and Supplemental Security Income (SSI).
But, can you get both: SSI and SSDI?
Depending on your circumstances, yes. 
The maximum you can receive on SSI is based on the annual Federal Benefit Rate (FBR).  For 2009, the FBR is $674.  That mean the most you can receive on SSI in [...]

We previously discussed Social Security’s Disability Insurance Benefit (DIB) and Supplemental Security Income (SSI) programs.
The big difference between DIB and SSI is type of income which affects eligibility. 
Under the “Disability Insurance” Program, Social Security considers whether you are working and earning money (engaging in a Substantial Gainful Activity – SGA). If you earn too much money as [...]

We have talked a lot about how far back can you get Social Security benefits. 
I want to make sure there is no confusion: Social Security does NOT limit you to only 12 months of back benefits.
There is a limit in how far BEFORE your protected filing date (PFD) you can get benefits (12 months in [...]

If you are disabled, how far back will Social Security pay benefits? Back to when the disabiilty began?
It depends on whether you are applying for Social Security Disability Insurance (SSDI or DIB), or Supplemental Security Income (SSI).
Social Security Supplemental Security Income (SSI) pays benefits back to the “Protected Filing Date (PFD),” the date you contacted [...]

If you apply for Social Security Disability Insurance benefits (SSDI or DIB), you may be surprised that Social Security keeps the first 5 months of back benefits.
This is referred to as the “5 month waiting period.”
If you awarded benefits back to January 1st, Social Security actually keeps the benefits for January, February, March… all the [...]

Social Security has two different benefit programs for individuals who are disabled.

Disability Insurance Benefits (DIB, also known as SSDI, or Title 2 benefits); and
Supplemental Security Income (SSI or Title 16 benefits).

Because of its name, it is a common misconception that must apply for “Disability Insurance” if you are disabled. Actually, both programs provide disability benefits.  
What is [...]

Social Security a bit like car insurance:  you pay your premiums to obtain insurance covered.  
When it comes to Social Security, your premiums are your payroll taxes and the coverage is disability insurance.  
In order to qualify for Social Security Disability Insurance, you have to have paid enough into the Social Security system through payroll taxes. [...]

According to Social Security, 6.9 million disabled workers received disability benefits from Social Security in 2007. Another 1.8 million individuals received benefits as dependents of disabled workers.
This is compared to 31 million receiving retirement benefits.
The average monthly disability benefits was $979. Although it should be noted, for those receiving Supplemental Security Income benefits, [...]