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Can I get Social Security disability without losing income?

I was recently asked the following question: I need my job to survive. I can’t quit. I have some vacation days and sick time, but it is not enough to go without pay until they tell me I qualified. How do … Continue reading

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Social Security Hearings: Competitive and Non-Competitive Work

What does it mean if the Administrative Law Judge or Vocational Expert mentions “non-competitive work” during a Social Security disability hearing? “Non-competitive” refers to types of work: Competitive work is, well, just regular work; with no set-asides, no accommodations beyond … Continue reading

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Retraining options if you are disabled

Not everyone who applies for Social Security wants to be on disability for the rest of their lives. Many just want temporary help while recovering from an injury and figuring out what they can do next. There are also some … Continue reading

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Report wages to Social Security by telephone

Terry Petterson of DisablogND recently posted about changes in the Social Security rules which now let you report earnings to SSA by telephone: Beneficiaries, deemors and representative payees reporting a change in wages can report their monthly wages to SSA … Continue reading

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More information about Impairment Related Work Expenses IRWEs!

As discussed previously, impairment related work expenses (IRWEs for short — pronounced “Eer-whee’s”) are a way of reducing an individual’s earnings below the substantial gainful activity threshold, and thereby preserve eligibility for disability benefits. Social Security has a great chart … Continue reading

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Reviewing your Social Security exhibit file – Part 3 work history

Now that I know the critical dates and the medical history I review the work history. Social Security reviews cases using the 5 step sequential evaluation process. At step 4, if you are still able to do any of the jobs … Continue reading

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I earn too much for Social Security disability benefits, what can I do?

To qualify for Social Security disability benefits you have to show that your disability prevents you from being able to work. In Social Security’s words, you have to show that you are unable to engage in a substantial gainful activity (SGA). SGA translates … Continue reading

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How much can I earn and keep my SSI?

This is a particularly tough question. I previously wrote about how earning more than the Substantial Gainful Activity amount may cause your benefits to be stopped in Social Security Disability Insurance cases.  In SSI cases, I just learned that you can earn more than … Continue reading

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Is sheltered work or subsidized work a substantial gainful activity (SGA)?

To qualify for Social Security disability benefits you have to show that your disabilities prevent you from being able to work. In general, you have to show that you are unable to perform a substantial gainful activity (SGA). However, there are exceptions to this general rule, … Continue reading

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What is an Unsuccessful Work Attempt?

I previously wrote about the various exceptions which may allow you to keep your Social Security disability benefits even if you return to work. The most common of these is an Unsuccessful Work Attempt (UWA). If you work for 6 months or … Continue reading

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Creating opportunities for disabled individuals

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Trial work period and Social Security disability benefits

Social Security encourages you to try to go back to work to see if you can do it. A Trial Work Period (TWP) lets you work and still be considered disabled by Social Security. A beneficiary receiving Social Security disability benefits … Continue reading

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Should I work while waiting for my Social Security hearing?

The long wait for a Social Security hearing is a massive financial drain for most people.  With no money coming in, or just minimal state aid, a lot of people wonder how to pay for rent, utilities, and groceries.   … Continue reading

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What if I am earning more than the Substantial Gainful Activity amount?

A number of people responded to my prior post about “substantial gainful activity” amounts. To briefly review: the general rule is that you cannot earn more than the substantial gainful activity amounts to be found disabled. What do I do … Continue reading

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Does Social Security consider all work a Substantial Gainful Activity?

Social Security defines disability as the inability to engage in a “substantial gainful activity” (SGA). A simplified way of putting this is to say that in order to be found disabled, you have to show that you are unable to … Continue reading

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