Monthly Archives: April 2009

Which pays more? SSDI or SSI?

By , April 29th, 2009 | Building a Case | 3 Comments

Hooray For Money!

I was recently asked which pays more in benefits? Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI)?

If you are wondering about the difference between SSDI and SSI, read this post.

As for which pays more, the answer is “it depends.”  

SSI benefits are based on the annual Federal Benefit Rate (FBR) which sets the maximum SSI benefits you can per month. For 2009, the FBR is $674 for individuals ($1,011 for couples).  That mean the most an individual on SSI can receive is $674 per month. …

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29Apr

Swine Flu – Map of suspected and confirmed cases

By , April 27th, 2009 | SSA News | 0 Comments

Here is a Google mash-up map of the spread of the swine flu: suspected cases in pink, confirmed cases in purple. You can grab, pan and zoom in as needed. 

05/12/09 Update: Hey, we got a live map again! Yay! or OMG! (depending on how you look at it). Scroll down for a color chart which explains everything. You can also see the map in full here.

 

05/02/09 Update: the map has been taken down because it was no longer being updated. There is an updated map at flutracker.rhizalabs.com.

Rhizalabs is being hit very hard and you may not be able to connect. Below is a non-updated, static image from rhizalabs taken on …

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27Apr

CDC on Swine Flu

By , | SSA News, Video | 0 Comments

For up to date information go to http://cdc.gov/swineflu/

Ok, everyone. Keep calm. Wash your hands. If you get sick (fever, coughs, body aches, sore throat, headache, chills, fatigue, occasionally associated with vomiting or diarrhea), go see a doctor.

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27Apr

Colorado Springs Gazette covers Law Day Ask-a-Lawyer

By , April 26th, 2009 | SSA News, Tom Talks | 0 Comments

Yesterday’s Ask-a-Lawyer event was a lot of fun and a chance to give back to the community.  We got to cover a lot of topics from family law and custody issues, to landlord/tenant and creditor matters.  I was even able to use my knowledge of the Social Security system for a couple of questions.

What a nice surprise it was to get a (misspelled) mention in the Colorado Springs Gazette this morning!
The annual event was held by the El Paso County Bar Association in honor of Law Day, which officially falls on May 1. …

One woman learned that her deferred sentence in a criminal matter would not be part of her criminal record if she meets the terms the judge laid …

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26Apr

Ask-a-Lawyer TODAY Saturday April 25 2009 at Citadel Mall

By , April 25th, 2009 | SSA News, Tom Talks | 0 Comments

The El Paso County Bar is providing an Ask-a-Lawyer table as part Law Day.

If you are in the Colorado Springs area, come on down to the Citadel Mall.  There will be a table set up by Dillards between 10am – 4pm.

View Larger Map

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25Apr

What is Sleep Apnea?

By , April 24th, 2009 | Sleep Apnea | 7 Comments

Here is a great video explaining sleep apnea, what causes it and the risks associated with sleep apnea.
The video starts with a lot of promos. Just zip to the 1:10 mark for the good stuff.

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24Apr

Can you get both Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI)?

By , April 22nd, 2009 | Disability Insurance Benefits DIB, Supplemental Security Income | 20 Comments

Can I get both SSDI and SSI?

I recently wrote about the difference between Social Security disability insurance (SSDI) and Supplemental Security Income (SSI).
But, can you get both: SSI and SSDI?
Depending on your circumstances, yes.

The maximum you can receive on SSI is based on the annual Federal Benefit Rate (FBR).  For 2012, the FBR is $698.  That mean the most you can receive on SSI in $698 per month.

Disability Insurance Benefits are based on your payroll contribution to Social Security.  The more you have paid into Social …

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22Apr

Furloughs (further) delay Social Security disability decisions

By , April 21st, 2009 | SSA News | 0 Comments

Extra-Extra!

We all know Social Security cases take too long. Well, get ready for more delays! 

In spite of increasing number of new claims for disability, Governors around the nation are requiring disability examiners (the very people who make the decisions in Social Security cases) take unpaid furloughs. 
The nation’s top Social Security official says benefits for tens of thousands of people with severe disabilities are being delayed by furloughs and layoffs of state employees around the country. ….

State officials have announced furloughs, layoffs and hiring freezes to help balance budgets battered by the recession. 

The cutbacks come as disability claims are rising because of high unemployment, the …

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21Apr

What is the difference between Disability Insurance Benefits (DIB) and Supplemental Security Income (SSI)?

By , April 20th, 2009 | Definitions, Disability Insurance Benefits DIB, Supplemental Security Income | 7 Comments

What is the difference between Social Security Disability Insurance and Supplemental Security Income SSDI vs SSI

We previously discussed Social Security’s Disability Insurance Benefit (DIB) and Supplemental Security Income (SSI) programs.

The big difference between DIB and SSI is type of income which affects eligibility. 

Under the “Disability Insurance” Program, Social Security considers whether you are working and earning money (engaging in a Substantial Gainful Activity – SGA). If you earn too much money as income, you may be denied Social Security DIB benefits.  Of course, there …

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20Apr

Watch out for Social Security stimulus scams!

By , April 17th, 2009 | SSA News | 0 Comments

Watch out for Social Security scams!

Timegoesby has a post up about scams popping up to scam you out of your Social Security stimulus payments
Scam artists saw an opening and immediately began targeting consumers, including elders, to “help them qualify” for the payments. By email and on websites with official-sounding names, these criminals ask for payment or personal information including names, addresses, bank and credit card account numbers, etc. to do the paperwork for payment of the stimulus check.

These swindles are so widespread that the Federal Trade Commission, on 3 March, issued a warning which you can read at the FTC website.
Here is more information from that FTC warning:

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17Apr

Do I qualify financially for Social Security SSI disability benefits?

By , April 15th, 2009 | Supplemental Security Income | 14 Comments

Nervous Wreck

In order to qualify for Social Security Supplemental Security Income benefits (SSI), not only do you have to be disabled, you also have to qualify financially.

To be eligible for SSI a person must have $2,000 or less in countable resources. A married couple must have $3,000 or less in countable resources. If you own resources over the SSI limit, you may be able to get SSI benefits while trying to sell the resources.

Not all of your resources count toward the SSI resource limit. For example:

The home you live in and the land it’s on do not count.
Your personal effects and household …

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15Apr

Are you limited to only 12 months of back Social Security benefits?

By , April 13th, 2009 | Building a Case | 4 Comments

Can I get only 12 months of back Social Security benefits?

We have talked a lot about how far back can you get Social Security benefits

I want to make sure there is no confusion: Social Security does NOT limit you to only 12 months of back benefits.

There is a limit in how far BEFORE your protected filing date (PFD) you can get benefits (12 months in a Social Security Title 2 Disability Insurance claim — SSDI or DIB).

However, this is only part of the total amount of back benefits most people are entitled to.

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13Apr

Do spouse’s and children’s benefits continue during incarceration?

By , April 10th, 2009 | Auxiliary Benefits, Building a Case | 11 Comments

If an individual is disabled and receives Title 2 Social Security Disability Insurance benefits (SSDI aka DIB), their spouse (husband or wife) and minor children can also receive benefits because of the spouse’s / parent’s disability. These are called auxiliary benefits.

I previously coved how Social Security benefits stop if a disabled person is goes to jail / prison.  

So, what happens to the children’s or spouse’s benefits if the disabled individual is incarcerated: goes to jail or prison?  

Do the wife or husband’s auxiliary benefits stop?

Do the children’s auxiliary benefits stop?

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10Apr

Need a Social Security attorney in Denver?

By , April 9th, 2009 | Building a Case, SSA News | 0 Comments

Looking for a Denver disability lawyer?

Looking for a Denver lawyer to help you get your Social Security disability benefits? Give William Dawson a call: (303) 455-0400. 

Will has 10 years of experience with Social Security appeals, working within Social Security in the Office of the General Counsel.  He is now putting his experience working inside of Social Security to work for people trying to get their Social Security disability benefits.  

Tell him the Social Security Insider sent you!

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9Apr
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