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Can a child get Social Security benefits if a parent dies?


Can a child get Social Security benefits if their mother or father dies?

Children can be entitled to receive Social Security child’s benefits if the deceased parent was fully insured by Social Security and if they meet 5 tests:

  1. The child is the insured person’s child. See §§404.355 through 404.359;
  2. The child is dependent on the insured. See §§404.360 through 404.365;
  3. The child applies for benefits;
  4. The child is unmarried; and
  5. The child is under age 18; – OR – 18 years old or older and has a disability that began before the child became 22 years old; – OR – the child is 18 years or older and qualifies for benefits as a full-time student in a primary or secondary school as described in §404.367.

See 20 CFR 404.350 for more information.

Updated 04/30/09.

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  • Dave
    If a child is 18 and a full time student, to what age is the child eligible to receive benefits? I am a teacher, and I have many 19-21 year old kids trying to finish high school here in Texas. Are survivor benefits for a child cut off at age 19, 20 or 21? Even if they are still in school?
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